Garmon v. First National Bank of Atlanta

McMurray, Chief Judge.

The First National Bank of Atlanta repossessed Garmon’s truck for being in default under the terms of an installment sales contract. The truck was subsequently sold at a private sale. Since the amount realized from the sale was less than the amount due, The First National Bank of Atlanta brought suit against Mr. Garmon for the deficiency, including interest and attorney fees.

The defendant answered and denied the allegation of indebtedness and, further, asserted that plaintiff was not entitled to a deficiency amount since it failed to comply with the notice provisions of…