McWaters v. State Farm Fire & Casualty Company

Webb, Judge.

McWaters owned a house in Chamblee that was severely damaged by fire. The house was insured by State Farm under a homeowner’s policy naming Frederick W. Berens, Inc. as mortgagee. State Farm’s agent Dugan inspected the fire damage and instructed McWaters to obtain an estimate to repair the damage. After one estimate of $18,900 was submitted Dugan suggested that McWaters contact Davis Systems, or Paul W. Davis, Inc. of Atlanta, its franchisee, stating that this contractor had done some rebuilding work for State Farm in the past, that the company did a good job and that he…