Global Management Enterprise, L.L.C. v. Commerce & Industry Insurance

PER CURIAM: *

Commerce and Industry Insurance Company (d/b/a Chartis) provided Global Management Enterprise, L.L.C. (Global) with workers’ compensation insurance. Global’s policy excluded employees who were eligible for benefits under the federal Longshore and Harbor Workers’ Compensation Act (LHWCA), but it contained an endorsement that, by its terms, extended coverage to “street cleaning.” After Li-brado De La Cruz, a Global employee, allegedly suffered an injury while cleaning a beach, Chartis refused to provide benefits, initially relying on the LHWCA exclusion and later also denying that…