Kline v. Gulf Insurance

OPINION

ROGERS, Circuit Judge.

This case involves the legal question of whether a federally-prescribed form endorsement attached to a trucking company’s insurance contract modifies the attachment point of an umbrella policy when the endorsement was not legally required in the first place. The trucking company in this case purchased liability insurance beyond what was required under federal regulations and allegedly attached to the policy an endorsement in the nature of a form prescribed by the United States Department of Transportation for the purpose, not applicable in this case, of meeting…