Braney v. Phoenix of London Group

In this action of contract the plaintiff seeks to recover the value of a trailer destroyed by the hurricane on August 21, 1954. There was a finding for the defendant on the grounds that the plaintiff failed to file proof of loss seasonably and that the trailer was not insured against the loss. Those two questions are reported for our determination.

We agree with the trial judge that the policy did not insure the trailer against the loss caused by the hurricane.

The policy is entitled “Automobile Physical Damage Policy”. For an additional premium there was “Combined Additional Coverage” which…