Prudential Property and Casualty Insurance v. Hobson

OPINION OF THE COURT

The requirement of "physical contact” in the definition of "hit-and-run automobile” contained in the uniform uninsured motorist indorsement is a matter of coverage, not exclusion from coverage.

Respondents, Marjorie Hobson and Vivian Belasco, were in an automobile accident involving an unidentified driver, who made an illegal turn in front of their car. In attempting to avoid a collision, respondents spun out of control and collided with another vehicle which was in turn struck by yet another car. The unidentified vehicle sped away. Respondents filed notices of intention to…