Fulton v. Citizens Mutual Insurance

Prior to January 16, 1972, defendant insured the contents of Mary Ricks’ dwelling against fire damage. On January 16, 1972, a fire occurred at the residence. Mary Ricks submitted proof of loss to defendant, which was rejected on March 6, 1972.

On September 27, 1972, a complaint was filed alleging fire damage to the premises and $16,200 in damages as a result of a breach of a contract for repair of the fire damage, entered into on January 18, 1972. A receptionist-switchboard operator at defendant’s Southfield office accepted service of process on February 27, 1973. Six months later, on August…