First of Georgia Insurance v. Augusta Ski Club

Hall, Judge.

The plaintiff was not an insured under the contract, but contends that it is entitled to bring this action because the contract insured the loss of property which it owned: “This policy covers unscheduled personal property usual or incidental to the occupancy of the premises as a dwelling, owned, worn, or used by an insured, while on the premises, or at the option of the named insured, owned by others while on the portion of the premises occupied exclusively by the insured.” The plaintiff relies upon Code § 3-108, as amended by Ga. L. 1949, p. 455. “As a general rule, the action…