Mai E. Gilley v. Protective Life Insurance Company

JERRY E. SMITH, Circuit Judge:

The district court held that under Miss. Code Ann. § 83-9-33 (1991), an insurance company that has provided single person health insurance is obliged to pay for the medical expenses of the insured’s newborn child. Concluding that no such obligation exists, we reverse and render judgment in favor of the company.

I

Mai Gilley was an employee of the Yalobu-sha County School District, which offered its employees a group insurance plan underwritten by the Protective Life Insurance Company. In 1987, Gilley purchased “single” coverage for herself under the plan. Such a…