Universal Coffee Co. v. American Insurance

This is an appeal from a judgment in favor of plaintiff for the value of stolen merchandise. The issue centers on the construction of an insurance policy. The policy insured merchandise in the course of delivery against the hazards of fire, flood, collision, overturning of vehicle, collapse of bridges, etc., tornado, cyclone or windstorm. By an endorsement or rider attached to the policy a provision was added insuring against the following:

“Theft of an entire package (excluding all pilferage) directly resulting from violent forcible entry into vehicles equipped with bodies of entirely closed…