William A. Trine v. The Prudential Insurance Company of America, a Mutual Life Insurance Corporation

McKAY, Circuit Judge.

After examining the briefs and the appellate record, this three-judge panel has determined unanimously that oral argument would not be of material assistance in the determination of this appeal. See Fed.R.App.P. 34(a); Tenth Circuit R. 10(e). This cause is therefore ordered submitted without oral argument.

Disposition of this diversity action turns entirely on whether certain language in an insurance policy read either by itself or in the context of the entire policy is either patently or latently ambiguous. The facts are stipulated. The policy covers “hospital” expenses…