Griffin v. State Farm Fire & Casualty Co.

Opinion by

Judge ROY.

In this insurance coverage case, State Farm Fire & Casualty Company (insurer) appeals the trial court judgment in favor of Heidi Griffin (customer). Customer cross-appeals the trial court's measure of damages awarded. We reverse and remand with directions to enter judgment for insurer.

Insurer contends that the trial court erred in concluding that insurer's delivery to customer of a partially completed application for insurance was an offer of insurance rather than an invitation for an offer. We agree.

In October 2001, customer contacted her State Farm insurance agent…