MacKenzie v. New Jersey Automobile Full Insurance Underwriting Ass'n

The opinion of the court was delivered by

CONLEY, J.AD.

This appeal arises from plaintiff insured’s suit against his licensed broker, Theresa Cotugno/New Jersey Shore Insurance Brokers, Inc. (Shore),1 and against his insurer, the New Jersey Automobile Full Insurance Underwriting Association (JUA).2 Ultimately, plaintiff obtained a judgment against the JUA for reformation of his automobile policy and for $45,034.67 in counsel fees. We reverse.

*115The litigation was triggered by an automobile accident sustained by plaintiff. In 1988, plaintiff was a first-time insured and obtained a policy with the…