Rosner v. Metropolitan Property & Liability Insurance
New York Court of Appeals
1Opinion of the Court
OPINION OF THE COURT
Graffeo, J.
On May 29, 1996, while walking on a roadway, Israel Rosner was struck by an automobile operated by Charles Mintz and owned by Leddy Mintz. As a result of the accident, Rosner suffered serious head injuries. At the time, Metropolitan Property and Casualty Insurance Company insured the Mintzes under an automobile liability policy with single limit coverage of $100,000. For a number of years previously, Metropolitan also provided a $1,000,000 personal excess liability policy to the Mintzes.
After Metropolitan paid Rosner $100,000, the fall amount of coverage under…
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