United Services Automobile Association v. Riley

This matter originated with a complaint for declaratory relief filed by petitioner, United Services Automobile Association (“USAA”), in the Circuit Court for Baltimore City. The complaint named Kenny A. Hooper, Jr. and respondents in the instant case, Rita Towana Riley, 1 Jeremy Carpenter, Christian Carpenter, and Wendy Carpenter (“the Carpenters”) as defendants. USAA sought a declaration of the limits of insurance coverage of four consecutive policies issued to Hooper 2 for the property he owned where the Carpenter children allegedly suffered lead exposure and related injuries. Respondents…