Beaver v. American Family Mutual Insurance

OPINION

NORRIS, Judge.

¶ 1 The principal question in this appeal is whether Arizona’s Uninsured/Underinsured Motorist Act prohibits an insurer from denying underinsured motorist coverage to a family member who lives with the named insured and who otherwise would be entitled to such coverage but for her ownership of a motor vehicle. When, as here, the policy does not include the family member as a person insured under the policy, the answer is no.

FACTS AND PROCEDURAL BACKGROUND

¶ 2 Sally Ann Beaver was injured by another driver’s negligence while riding a motorcycle she owned. The negligent…