Allstate Insurance v. Durham

McMurray, Presiding Judge.

Bette H. Durham (plaintiff) brought an action against Allstate Insurance Company (“Allstate”) to recover for fire losses which were allegedly covered under her Allstate homeowner’s insurance policy. Allstate admitted that it issued a policy of insurance covering plaintiff’s house in Fort Oglethorpe, Georgia and that plaintiff’s house was severely damaged by fire on November 2, 1986, but denied liability for plaintiff’s losses, claiming that the fire was the result of arson and that plaintiff made material misrepresentations of facts and circumstances in submitting…