Latham Mercantile & Commercial Co. v. Harrod

The opinion of the court was delivered by

William R. Smith, J.:

Harrod & Hanlen were agents for several fire-insurance companies. The Latham Mercantile and Commercial Company was a corporation, and for several years had placed its insurance business in the hands of these agents. In June, 1901, a policy issued on the goods of plaintiff in error *566by the German Insurance Company, a company authorized to do business in this state, was canceled by the latter. Thereupon the mercantile company wrote to Harrod & Hanlen requesting fire insurance for the amount covered by the canceled policy, stating that…