William Wright v. State Farm Fire & Casualty Co.

ROGERS, Circuit Judge.

Plaintiffs William and Jayde Wright appeal the district court’s grant of summary judgment dismissing their claims against defendant State Farm Fire and Casualty Company for breach of contract, misrepresentation, and bad faith. The Wrights purchased a home in a golf-club development without researching the requirements of the homeowners’ association. They also purchased standard homeowner’s insurance from State Farm without requesting additional coverage for costs arising out of the enforcement of the association’s rules. Nor did they read the policy to learn about its…