U.S. Bank National Association, as Trustee, for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2005-EMX1 v. Torres

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF RHODE ISLAND __________________________________________ ) U.S. BANK NATIONAL ASSN, AS ) TRUSTEE FOR RESIDENTIAL ASSET ) SECURITIES CORP., HOME EQUITY ) MORTGAGE ASSET-BACKED PASS- ) THROUGH CERTIFICATES, SERIES ) 2005-EMX1, ) Plaintiff ) ) v. ) No. 1:20-cv-00227-MSM-LDA ) ARIEL TORRES, ) Defendant ) __________________________________________) MEMORANDUM AND ORDER Mary S. McElroy, United States District Judge. On November 27, 2004, the defendant, Ariel Torres, executed a mortgage securing a loan for $199,920, which enabled him to purchase…