Rousseau v. Metropolitan Life Insurance Co.

This is an action to recover the additional death benefits provided in two life insurance policies when death results “solely through external, violent and accidental means.”

Findings of the trial judge establish that the insured and two other young men, after an evening of drinking together, stole an automobile; that the insured drove it to his own home, where he stopped to get some money; that thereafter another of the young men drove the party westerly from Gardner as fast as the automobile would go. The insured fell into a drunken stupor. About five miles east of Greenfield police officers…