Hendrix v. Universal Underwriters Insurance

Andrews, Presiding Judge.

This appeal involves a dispute over the amount of excess insurance coverage payable under OCGA § 33-34-3 (d), which provides in general that, where a new or used car dealer provides a customer with a dealer-owned car to test drive (or to use as a loaner while repairs are done on the customer’s car), and the customer is involved in an accident while driving the dealer’s car, the customer’s private automobile insurance provides primary coverage and the insurance policy covering the dealer’s car provides excess coverage. Specifically, subsection (d) provides:

Each policy…