Economy Fire & Casualty Co. v. Pearce

I believe the majority is seriously mistaken.

The majority suggests that since Trevor Pearce renewed the insurance policy in April, 1975, ipso facto the youthful-driver endorsement was renewed as part of the policy. In support of this position, the majority points out that the renewal certificate contained the form number of the endorsement in question. They conclude, therefore, that there is nothing to indicate that the endorsement was not intended to be a part of the renewed policy. This is simply not true.

The majority sets forth condition 14 of the policy and then ignores its plain language…