In Re Boyette

MEMORANDUM OPINION

JOHN FLOWERS, Bankruptcy Judge.

Debtors, Don Gene and Willie Mae Boy-ette, jointly executed a deed of trust on their homestead securing payment of a purchase money note to the Southern Trust and Mortgage Company (“STM”) on March 4, 1980. In May of 1982, Debtors filed for protection under Chapter 13 of the Bankruptcy Code in Dallas, Texas. That case was subsequently dismissed on September 1,1982. Following the dismissal, STM notified Debtors that their note was in default, and consequently, was accelerated. STM posted notice, and foreclosure occurred on October 5, 1982. A…