Granada Insurance Co. v. Mark A. Cereceda, D.C., P.A.

The issue in this second-tier certiorari case is whether the physician report requirement, found in the “withdrawal of benefit” section of Florida’s Motor Vehicle No-Fault Law, section 627.736(7)(a), Florida Statutes (2002) (emphasis added), applies as well to a decision of a personal injury protection (PIP) carrier, Granada Insurance Company, to deny a claim or make a partial payment without terminating coverage. The Miami-Dade County Court found that a physician’s report was required, and the circuit court appellate division affirmed the decision of the county court per curiam without…