Miller v. Scottsdale Insurance

This case returns to us after we certified a question to the Florida Supreme Court regarding the interpretation of § 627.848, Fla. Stat. (2002). The question we certified read: “Whether § 627.848, Fla. Stat. (2002) contemplates a single date of cancellation for the insurance contract as a whole or whether the contract can be cancelled as to different insureds at different times depending on when a statutorily required notice is given to that insured?” Miller v. Scottsdale Ins. Co., 410 F.3d 678, 681-82 (11th Cir.2005) (per curiam).1

The Florida Supreme Court answered that “the plain language…