Philips v. Citimortgage, Inc.

ROBERT M. CLAYTON III, Chief Judge.

Jennifer Philips and her children, Amber Philips, Mariah Philips, and Ian Philips by his next friend, Jennifer Philips (collectively “Plaintiffs”), appeal the judgment of the trial court dismissing their claims against Citimortgage, Inc. (“Citi-mortgage”). We affirm in part and reverse and remand in part.

I. BACKGROUND

Michael Philips (“Michael”), Jennifer Philips’ husband, died unexpectedly on March 18, 2010. Michael Philips had previously executed a deed of trust on their residence, located at 401 Jackson Street in Pike County, Missouri. Jennifer Philips…