The Prudential Insurance Company of America v. Ruby Jean Morrow

Appellee obtained a judgment below as beneficiary of her deceased husband, Frederick 0. Morrow, under a “group life insurance contract” issued by Appellant to American Motor Sales Corporation and providing life insurance coverage for “owners” of “qualified” franchise dealerships. Appellee’s husband was afflicted with terminal cancer on August 15, 1961, the date his dealership became “qualified”, and died therefrom on October 5, 1961.

As a condition precedent to eligibility for coverage, 1 **the policy provided that the “owner” be “actively engaged in the operation” of the dealership on the…