In Re Baker

MEMORANDUM OPINION

ARTHUR B. FEDERMAN, Bankruptcy Judge.

Debtors in this ease are seeking to avoid the St. Joseph Postal Employees’ Credit Union’s (“the Credit Union”) lien under 11 U.S.C. § 522(f)(2)(B), claiming that the 1986 Chevrolet Astro Van is a tool of Debtors’ trade, and that the Credit Union’s lien has lost its purchase money security interest status. Trial was held on April 17, 1992, at which Debtors represented themselves, and the Credit Union was represented by Leslie K. Rosenfeld. For the reasons to be stated, I find in favor of Debtors.

On or about July 29, 1986, Debtors obtained…