Wolford v. Equitable Life Insurance Co. of Iowa

Opinion by

Arnold, J.,

Defendant issued its policy of insurance upon the life of George Howard Wolford, who died December 22, 1945, from injuries received in an automobile accident. The policy provided for the payment of double indemnity or liability in the event of death by accidental means. All facts were stipulated and the trial judge gave judgment in favor of the plaintiff only for the premiums paid, and denied recovery of the indemnity, and the beneficiary appealed.

Defense was made under a clause of the policy reading : “19. The provisions for the Disability and the Double Indemnity…