Stone v. Acuity, a Mutual Insurance

¶ 1. Acuity, A Mutual Insurance Company, appeals the trial court's: (1) orders denying its motion for summary judgment and motion for reconsideration of that denial, and (2) final order awarding G. Vaughn Stone and Christine Stone $500,000 of umbrella underinsured-motorists coverage. The issue presented by this appeal is whether the Stones should be deemed to have that underinsured-motorists coverage even though they did not purchase it. We answer that question "yes," and affirm.

I

¶ 2. G. Vaughn Stone was riding his bicycle when he was hit by a van driven by Alyce Lange. The Stones had…