Zerbel v. Supreme Assembly of the Equitable Fraternal Union

In United Order of Foresters v. Miller, 178 Wis. 299, 190 N. W. 197, this court considered the relative rights and obligations of a mutual benefit association (organized under the laws of Wisconsin), and of its members, under its benefit and insurance certificates and its by-laws. Conclusions were arrived at after extended research, some of which are applicable and decisive in the case at bar, and may be stated as follows :

1. A fraternal benefit association can, when realizing that the payments required from its members have been inadequate to provide for the old-age benefits which it had by…