Hall v. Dobbins Insurance Service, Inc.

By Judge William H. Ledbetter, Jr.

Mr. and Mrs. Hall brought this action against Dobbins, an insurance agent, for failure to procure “personal property fire loss protection” on the contents of their rental cottage. In their motion for judgment, the Halls allege breach of an oral contract in Count I and negligence in Count II.

The following facts are alleged in the motion for judgment. Mr. and Mrs. Hall obtained from Dobbins a policy of fire insurance on their rental cottage in Spotsylvania County. At the same time, they requested coverage of the contents of the dwelling, and Dobbins agreed.…