McCray v. National Life & Accident Insurance Co.

GULOTTA, Judge.

Plaintiff, Louis McCray, is the insured under a policy of health and accident insurance issued by the defendant, The National Life and Accident Insurance Company, to plaintiff on November 21, 1960. The policy provides that upon receipt of sufficient proof that the insured has suffered the loss by severance of one foot at or above the ankle, and has survived such loss for at least 30 days, total and permanent disability shall be deemed to exist and the insurer, upon surrender of the policy, will pay the sum of $1,000 plus a paid up life insurance policy for the same amount to…