Barnett Bank of Southeast Georgia, N.A. v. Ussery (In Re Ussery)

MEMORANDUM AND ORDER

LAMAR W. DAVIS, Jr., Chief Judge.

Trial of the above-captioned adversary proceeding was held in Brunswick, Georgia, on February 9, 1995. After considering the evidence adduced at trial and the applicable authorities, I make the following Findings of Fact and Conclusions of Law.

FINDINGS OF FACT

Debtor, Scott A. Ussery, filed a voluntary petition under Chapter 7 of the Bankruptcy Code on June 29,1994. On October 21,1994, Barnett Bank of Southeast Georgia, N.A. (“Barnett”) initiated the instant adversary proceeding seeking a determination that the cost to repair a vehicle,…