Raleigh Spizman v. BCBSM, Inc.

LOKEN, Circuit Judge.

Raleigh Spizman was hospitalized in November 2012 and returned home in February 2013, where a home health care pro vider and personal care assistants began providing 24-hour care. Blue Cross Blue Shield of Minnesota provided Raleigh’s health care insurance coverage under a group policy sponsored by her husband Robert’s employer. When Blue Cross denied the Spizmans “round-the-clock” in-home health care coverage, they brought this federal action, asserting claims for relief in six counts. The district court 1 granted Blue Cross’s motion to dismiss four counts, the parties…