Rhone v. First American Title Insurance

The plaintiffs, Ray and Denise Rhone (the Rhones), filed a two-count complaint against defendant, First American Title Insurance Company (First American), the issuer of a title insurance policy on the townhome they purchased in 2006. Count I sought a declaration that the policy covered unassessed property taxes for the years 2004 and 2005; count II sought special damages because First American’s denial of the Rhones’ claim for reimbursement of those taxes was “vexatious and unreasonable.” The parties filed cross-motions for summary judgment. First American contended the policy did not cover…