Francis v. Union Bank

Deen, Presiding Judge.

On May 14, 1981, the appellant, Deborah Francis, purchased a new automobile in California. She made a $2,000 cash down payment and financed the remaining indebtedness with the appellee, Union Bank, to be paid over a term of 48 monthly installments beginning June 13, 1981. It is undisputed that the appellant’s payment performance was erratic, with most of the payments being late.

In December 1984 the appellant moved to Decatur, Georgia, without advising Union Bank that she was removing the vehicle from the state of California. On March 22, 1985, the appellant’s vehicle was…