AAA Life Insurance Co. v. Nicolas

NESBITT, Judge.

Decedent’s personal representative, Marie Nicholas, sought insurance benefits when the decedent was crushed while attempting to repair a vehicle. The trial judge found decedent was a “pedestrian,” thus entitled to coverage under the terms of his insurance policy, and awarded Nicholas benefits and attorney’s fees. We reverse the order under review.

The issue in this case is whether a policy labeled “ ‘365’ Travel Accident Insurance,” offered exclusively to members of the American Automobile Association, provided coverage for an auto mechanic working on his own car on a private…