In re: Arvind Kaur Sethi

FILED JUL 12 2016 1 NOT FOR PUBLICATION SUSAN M. SPRAUL, CLERK U.S. BKCY. APP. PANEL 2 OF THE NINTH CIRCUIT 3 UNITED STATES BANKRUPTCY APPELLATE PANEL 4 OF THE NINTH CIRCUIT 5 In re: ) BAP No. EC-15-1173-TaJuD ) 6 ARVIND KAUR SETHI, ) Bk. No. 2:10-bk-40553 ) 7 Debtor. ) Adv. No. 2:11-ap-2273 ______________________________) 8 ) ARVIND KAUR SETHI, ) 9 ) Appellant, ) 10 ) v. ) MEMORANDUM* 11 ) WELLS FARGO BANK, NATIONAL ) 12 ASSOCIATION, ) ) 13 Appellee. ) ______________________________) 14 Argued and Submitted on June 23, 2016 15 at Sacramento, California 16 Filed – July 12, 2016 17 Appeal from…