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Legal Opinion

In Re Sims

United States Bankruptcy Court, N.D. Alabama

Decided August 30, 1995No. 17-70734PublishedCited by 33 opinions

1Opinion of the Court

Memorandum Opinion

JAMES S. SLEDGE, Bankruptcy Judge.

This case presents the issue of the extent to which a Chapter 13 debtor may cure a pre-petition default on indebtedness secured by her principal residence — in particular, whether she may set aside a pre-petition foreclosure sale, reinstate the mortgage, decelerate the indebtedness (accelerated under the terms of the indebtedness), and resume payments under the pre-default terms of the contract.

Two bankruptcy courts in Alabama have addressed this issue and have reached different answers. In re McKinney, 174 B.R. 330 (Bankr.S.D.Ala.1994); In…

2Cases cited46 opinions

  1. United States v. Ron Pair Enterprises, Inc.Supreme Court of the United States · 1989
  2. Butner v. United StatesSupreme Court of the United States · 1979
  3. Connecticut National Bank v. GermainSupreme Court of the United States · 1992
  4. Caminetti v. United StatesSupreme Court of the United States · 1917
  5. United Sav. Assn. of Tex. v. Timbers of Inwood Forest Associates, Ltd.Supreme Court of the United States · 1988

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3Cited by33 opinions

  1. In Re Bruce Craig Smith, Debtor. Commercial Federal Mortgage Corporation v. Bruce Craig Smith, David P. Rogers, Jr., Chapter 13 Standing TrusteeCourt of Appeals for the Eleventh Circuit · 1996
  2. McCarn v. WyHy Federal Credit Union (In Re McCarn)Bankruptcy Appellate Panel of the Tenth Circuit · 1998
  3. In Re CrawfordUnited States Bankruptcy Court, N.D. Ohio · 1999
  4. In Re YoungUnited States Bankruptcy Court, E.D. Tennessee · 1996
  5. In Re NailUnited States Bankruptcy Court, N.D. Alabama · 1996

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