Jenkins v. American Public Life Insurance Co.

CRAIN, Judge. ,

Plaintiff appeals a judgment of the trial court which granted defendant’s exception of prescription.

On December 18, 1970, Charles E. Jenkins (Jenkins) secured a loan from Tangi Finance Service, Inc. (Tangi). In conjunction with this loan Jenkins purchased a group credit insurance policy from American Public Life Insurance Company (American) that provided accident, health and life insurance coverage to repay the loan in the event of appellant’s death or disability.

Jenkins became disabled on or about March 15, 1971. Proofs of loss were submitted, and American began making…