Lob v. Heritage Insurance Co. of America

GULOTTA, Judge.

Plaintiff appeals from an adverse summary judgment. We affirm.

John Lob, a resident of Florida, was en route to Louisiana when his automobile became disabled in Mississippi. Borrowing a friend’s vehicle, he continued traveling to Louisiana but became involved in an automobile accident and sustained injuries. Pri- or to the accident, Lob had obtained, in *12Florida, an insurance policy containing a “personal injury protection” clause referred to as the “no fault” provision, permitted under Florida law. This suit resulted from the insurer’s failure to make any payment under the…