Kansas City Life Insurance v. Ridout
Supreme Court of Arkansas
Appeal from Prairie Circuit Court, Northern District; Geo. W. Clark, Judge; 1. Tbe evidence shows that at the time of the receipt and acceptance of the application of Homer W. Ridout at the home office, at the time it was approved by the medical director, and at the time it was delivered, he was not in good health.
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Appeal from Prairie Circuit Court, Northern District; Geo. W. Clark, Judge; 1. Tbe evidence shows that at the time of the receipt and acceptance of the application of Homer W. Ridout at the home office, at the time it was approved by the medical director, and at the time it was delivered, he was not in good health. The applicant was dangerously ill from a disease from which he never recovered, and the policy was null and void because not approved by the medical director during the good health of the applicant. It was not accepted by the company during the good health of applicant, nor was it…
1Opinion of the CourtSmith, J.
This is a suit to collect an insurance policy issued by the appellant company on the life of Homer W. Ridout, and this appeal is from a verdict and judgment in favor of the beneficiaries named in the policy.
The applicant was examined and the medical report made out by the company’s examiner on August 2, 1919. The application was received on August 6, 1919, at the home office of the company in Kansas' City, Missouri, but the application was held for certain reports and was not approved by the medical director until August 18, 1919, on which date the policy issued.
Upon issuing the policy the…
2Cases cited10 opinions
- Sovereign Camp Woodmen of the World v. NewsomSupreme Court of Arkansas · 1920
- Maloney v. Maryland Casualty Co.Supreme Court of Arkansas · 1914
- Peebles v. Eminent Household of Columbian WoodmenSupreme Court of Arkansas · 1914
- Independent Order of Foresters v. CunninghamTennessee Supreme Court · 1912
- American Life & Accident Ass'n v. WaltonSupreme Court of Arkansas · 1918
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3Cited by4 opinions
- Southern National Insurance Co. v. HeggieSupreme Court of Arkansas · 1943
- American National Insurance v. HaleSupreme Court of Arkansas · 1927
- Person v. Ætna Life Ins.Court of Appeals for the Eighth Circuit · 1929
- Inter-Southern Life Insurance v. RansomSupreme Court of Arkansas · 1921