Rachelle R. Jackson v. Wisconsin County Mutual Insurance Corp.

¶ 1. This case concerns Rachelle Jackson, a Milwaukee County sheriffs deputy who seeks coverage under her employer's underinsured motorist policy. The policy pays sums owed by an underinsured tortfeasor to an insured person who is injured while "using an automobile within the scope of his or her employment or authority." The policy defines "using" by saying it "has the meaning set forth in Wis. Stat. § 632.32.(2)(c)" 1 and "includes driving, operating, manipulating, riding in and any other use." This case turns on whether Jackson was "using an automobile" when she was injured.

¶ 2. Jackson was…