Webb v. McCarty

{¶ 1} Appellant Ronald McCarty caused an automobile accident that resulted in the death of Deborah Webb. Appellee William Webb, Deborah’s husband, was injured in the accident. McCarty had an automobile liability policy that provided coverage subject to a $300,000-per-accident limit.

{¶ 2} Webb settled his individual claims with McCarty for $25,000. The estate of Deborah Webb settled its claims for $269,836.08. The issue before us is whether Webb, his children, or others have a claim to underinsured-motorists (“UM”) coverage under Webb’s insurance policy, which had a $100,000-per-person limit…