Bolin v. Tennessee Farmer's Mutual Insurance Co.

OPINION

HARBISON, Chief Judge.

This case arises under the uninsured motorist statute, T.C.A. §§ 56-7-1201 to -1206, but it arises in somewhat unusual circumstances.

Appellants were plaintiffs in a tort action in which a liability insurance carrier conducted the defense of the alleged tort-fea-sor. Not until after trial and final judgment did the plaintiffs learn that the defendant’s insurance carrier had defended the action under a reservation of rights and that it thereafter denied coverage to him. Appellants then, for the first time, invoked *567their own uninsured motorist coverage. They were met…