Martin v. People's Mutual Life Insurance
Supreme Court of Arkansas
Appeal from Conway Circuit Court; A. B. Priddy, Judge; statement of facts. Oscar L. Martin brought this suit against the People’s Mutual Life Insurance Company of Jonesboro, Ark., to recover $1,000 on an accident insurance policy.
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Appeal from Conway Circuit Court; A. B. Priddy, Judge; statement of facts. Oscar L. Martin brought this suit against the People’s Mutual Life Insurance Company of Jonesboro, Ark., to recover $1,000 on an accident insurance policy. The material facts are as follows: On March 16, 1917, the Arkansas Mutual Life Insurance Company issued to Oscar L. Martin an accident insurance policy in the sum of $1,000. Article No. 4 of the policy provides that should the insured sustain bodily injuries resulting directly, independently and exclusively of any and all other causes, effected solely through…
1Opinion of the CourtHart, J.
(after stating the facts). It is insisted by counsel for the plaintiff that the injury received by him was the result of an accident within the meaning of the terms of the policy.
We do not agree with counsel in this contention. The policy insured Martin against bodily injuries resulting directly, independently and exclusively of any and all other causes, effected solely through external, violent and purely accidental means. In construing a similar clause in Standard Insurance Co. v. Langston, 60 Ark. 381, the court said, that the means which produced the injury must be something unforeseen,…
2Cases cited2 opinions
- Maloney v. Maryland Casualty Co.Supreme Court of Arkansas · 1914
- Standard Insurance v. LangstonSupreme Court of Arkansas · 1895
3Cited by2 opinions
- Great Southern Life Ins. Co. v. ChurchwellSupreme Court of Oklahoma · 1923
- Sovereign Camp, W. O. W. v. ToddCourt of Appeals of Texas · 1926