Northwestern Benevolent & Mutual Aid Ass'n v. Bloom

On the 3d day of March, 1882, Lewis H. Bloom made application for a certificate of membership in the appellant company upon one of the printed forms prepared by the company, which, after giving a number of answers as to the condition of his health, family, etc., contained the following claim: “It is expressly stipulated and agreed that the foregoing application and declaration shall be the basis of the contract between the above named applicant and ■the Horthwestern Benevolent and Mutual Aid Association of Illinois, said contract not to be in force or binding upon the association until after…