Pristavec v. Westfield Insurance

*333McHUGH, Justice:

This case presents the precise question which was not presented to this Court in State Automobile Mutual Insurance Co. v. Youler, 183 W.Va. 556, 396 S.E.2d 737 (1990), specifically, whether, for purposes of underinsured motorist coverage, the extent of such coverage (up to policy limits) is calculated by a subtraction of the amount of the tortfeasor’s liability insurance actually available to the injured person in question from the amount of the injured person’s damages, when the amount of the tortfeasor’s liability insurance actually available to the injured person in…